How to Qualify for an FHA loan with a 620 Credit Score in Los Angeles...
Unlock Homeownership in Los Angeles with Just a 620 FICO
We help everyday buyers secure FHA financing — no perfect credit needed. Whether you're renting, relocating, or rebuilding credit, Los Angeles homeowners are finding their path forward right here.
We've helped hundreds of local buyers with credit challenges secure FHA approvals—now it's your turn.
Is 620 Good Enough for an FHA Loan?
What Are the FHA Guidelines in California?
What If I Don’t Have 3.5% Down Yet?
Can I Buy a Home in Los Angeles with a 620 Score?
Don't guess. Don’t Google. I’ll show you exactly what it takes to get approved in Los Angeles today.
These are the same questions we hear from Los Angeles buyers every day...
🔍 Is 620 Good Enough for an FHA Loan?
🔍 What Are the FHA Guidelines in California?
🔍 Can I Buy a Home in Los Angeles with a 620 Score?
Don't worry, we can help!
If Any of This Sounds Familiar, You’re in the Right Place
You want to buy a home in Los Angeles (or nearby)
Your credit score is around 620—but you’re working on it
You have some funds for a down payment (or want to explore assistance programs)
You’re unsure about the FHA process and want expert guidance
You’d rather speak to a real person than guess your way through it
You’re rebuilding after credit challenges, collections, or late payments
You’re tired of renting and want to turn your monthly payment into equity
You’re looking for a real plan—not just a vague pre-qual letter
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The FHA Process — Simplified
Here's what Troy Mire will provide:
I’ll walk you through the exact steps to qualify with a 620 score—from pre-approval to closing.
We’ll review your score, trade lines, and any recent dings—and how they affect approval.
I’ll break down your income, debt ratios, and down payment options—and show you what’s possible.
No sales pitch... Just answers!
"Let’s skip the guessing. Schedule a free 1-on-1 call, and let’s build your game plan"
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Equal Housing Opportunity | Real Estate Services: TMireBroker & Co. | CA DRE: 01199870 | Private Lending: TMireBroker & Co. |
Asset-Based Loans | Not a Commitment to Lend | Traditional Mortgages: | NMLS: 1795353 | Programs Subject to Change | Restrictions Apply | For Industry Use Only | No Legal Advice Provided | Loans & Real Estate Services Not Available in All States | All Offers Subject to Qualification & Applicable Laws